Health and Medical
International Student Health Plan
Effective September 1, 2017 full-time international students are eligible to apply for New Brunswick Medicare. Each student is responsible to apply for coverage. Program information, eligibility requirements and The Application for Registration can be found here.
The Health Plan Fee of $264 will cover international students for the period before the New Brunswick Medicare takes effect. This Guard.me health plan fee is mandatory and includes coverage for emergency medical services, similar to the New Brunswick Medicare plan, including physician care, for the first semester from September 1 to December 31.
Please note that students who have not obtained proof of New Brunswick Medicare coverage by December 15 will be charged an additional $400 for the January to August period. Proof of Medicare coverage from the Province of New Brunswick must be presented to Financial Services to avoid further charges for the Guard.me plan.
The Guard.me health plan fee also includes emergency health services coverage for international students travelling outside of Canada. Travel is limited to 30 days or less except for USA which is limited to 15 days or less. The student’s home country is excluded. Coverage for travel outside of Canada is effective for the twelve months ending August 31 as New Brunswick Medicare will not extend to coverage outside of the country.
It is important that you bring your own medical records. If you have a chronic medical condition, ask your physician to write a short medical history for your new physician in Fredericton. This history should be in English.
St. Thomas students have access to the University Students Health Centre located on campus. The Centre has its own nursing staff and doctors. There are also "after hours" medical clinics in Fredericton (on the north side, at the Brookside Mall, the south side at 1015 Regent Street).
Before you leave home, you should have a dental examination and any necessary dental work done. Dental care is not covered by your medical insurance and is very expensive in Canada. You are also encouraged to have an eye examination and obtain a second pair of glasses, if applicable.